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Contractor Accountants UK

Compare UK contractor accountants for IR35, PSC limited companies, umbrella alternatives, and CIS — specialist tax advice for freelancers and contractors.

Contractors working through personal service companies (PSCs) face unique tax rules including IR35, dividend planning, and expense claims. A specialist contractor accountant understands inside/outside IR35 determinations, optimal salary-dividend splits, and MTD for Income Tax. Whether you are an IT contractor, consultant, or interim manager, the right accountant protects your take-home pay and keeps HMRC compliant.

Typical cost

£79/mo – £149/mo

17 firms offering contractor

Ratings and rankings are our editorial opinion, based on our publishedmethodology — they are not financial advice and firms cannot pay to change a score.Listings labelled Featured orReferral partner are paid placements; payment affects visibility only, never ratings or match results. We may receive a fee when you request quotes.Fees shown are indicative — always confirm directly with the firm.

AccountEase Online

Online · UK-wide · AAT · ACCA

Featured firm

4.1/5

421 reviews

Simple, transparent pricing for UK micro-businesses

From £66/mo

Bright Ideas Accountancy

Online · UK-wide · ACCA · AAT

Featured firm

4.4/5

310 reviews

Contractor and small business specialists

From £94/mo

Caroola Accountancy

Online · UK-wide · ACCA · AAT

Featured firm

4.1/5

1,500 reviews

Leading contractor accountancy group

From £90/mo

ClearSky Contractor Accounting

Online · UK-wide · ACCA

Featured firm

4.2/5

480 reviews

Contractor accounting from the Caroola Group

From £95/mo

ClearBooks Online

Online · UK-wide · ACCA · AAT

Featured firm

4.3/5

312 reviews

Fully online accountancy for UK small businesses

From £83/mo

CloudLedger UK

Online · UK-wide · ACCA · ICAEW

4.5/5

187 reviews

Cloud-native accounting for modern UK businesses

From £95/mo

Frequently asked questions

How much does a contractor accountant cost?

Contractor accountancy packages typically range from £79–£149 per month, including annual accounts, corporation tax, payroll, and dividend advice. IR35 review and specialist tax planning may cost extra.

Do I need a specialist contractor accountant?

If you operate through a limited company as a contractor, a specialist firm understands IR35, allowable expenses, and optimal salary-dividend splits better than a general small business accountant.

What is IR35 and do I need an accountant for it?

IR35 rules determine whether you are treated as employed or self-employed for tax purposes when working through a limited company. An accountant helps assess status, structure contracts, and ensure compliant tax treatment.

Contractor accountant vs umbrella company — which is cheaper?

A limited company with a contractor accountant often yields higher take-home pay for outside-IR35 contractors. Umbrella companies suit inside-IR35 assignments with simpler admin but higher effective tax rates.