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Free UK accountant comparison. Ratings cannot be bought — how we make money · methodology · editorial policy

Online accountants UK

Compare UK online accountants — cloud-based firms serving businesses nationwide with fixed fees, Xero/QuickBooks integration, and MTD compliance.

Online accountants serve clients UK-wide via video calls, email, and cloud accounting software like Xero, QuickBooks, and FreeAgent. They typically offer lower fixed monthly fees than high-street practices, faster onboarding, and real-time dashboards. Ideal for sole traders, owner-managed limited companies, and businesses comfortable with digital communication.

Rates checked 17 July 2026 · Benchmarks are editorial estimates — how we calculate them.

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Frequently asked questions

Are online accountants as good as local ones?

Reputable online accountants hold the same ICAEW and ACCA qualifications as local firms. They suit businesses comfortable with digital communication. Local firms may be better if you need regular face-to-face meetings.

How much do online accountants charge?

Online accountant packages start from £39 per month for sole traders and £83 per month for limited companies — often 10–20% less than equivalent local firm fees due to lower overheads.

What software do online accountants use?

Most use Xero, QuickBooks, FreeAgent, or Sage Cloud — all MTD-compatible. Your accountant typically recommends software included in your package or available at a discount.

Can an online accountant handle VAT and payroll?

Yes. Online firms routinely handle MTD VAT returns, RTI payroll, and pension auto-enrolment as part of monthly packages or add-ons.

Information only — not tax, accountancy, or financial advice. Rules and thresholds change; confirm current positions with GOV.UK or a qualified accountant. Last updated 17 July 2026.