Payroll calculator
Take-Home Pay Calculator
Work out your net salary after Income Tax, National Insurance, and pension contributions.
| Gross salary | £35,000 |
| Pension contributionnet pay | −£1,750 |
| Personal AllowanceStandard £12,570 | £12,570 |
| Income Tax£4,136 @ 20% · £0 @ 40% · £0 @ 45% | −£4,136 |
| National InsuranceEmployee Class 1 (8% / 2%) | −£1,794 |
| Take-home pay | £27,320 |
2026/27 rates for England, Wales and Northern Ireland — Scotland uses different income tax bands. Assumes standard tax code 1257L, no student loan, and no other income. Guidance only — not tax advice.
Figures use published 2026/27 UK tax rates and are simplified estimates for guidance only — not tax, accountancy, or financial advice. Your actual liability depends on your full circumstances; confirm withGOV.UK or a qualified accountant before acting.