# Contractor Accountants UK

Pick My Accountant (https://pickmyaccountant.co.uk/services/contractor-accountants/): Contractor Accountants UK — Compare UK contractor accountants from £79/month — IR35 advice, PSC company accounts and dividend planning. Get matched with a specialist firm.

Contractors working through personal service companies (PSCs) face unique tax rules including IR35, dividend planning, and expense claims. A specialist contractor accountant understands inside/outside IR35 determinations, optimal salary-dividend splits, and MTD for Income Tax. Whether you are an IT contractor, consultant, or interim manager, the right accountant protects your take-home pay and keeps HMRC compliant.

Typical cost: from £79 to £149 per month.

## FAQs

**Q: How much does a contractor accountant cost?**
A: Contractor accountancy packages typically range from £79–£149 per month, including annual accounts, corporation tax, payroll, and dividend advice. IR35 review and specialist tax planning may cost extra.

**Q: Do I need a specialist contractor accountant?**
A: If you operate through a limited company as a contractor, a specialist firm understands IR35, allowable expenses, and optimal salary-dividend splits better than a general small business accountant.

**Q: What is IR35 and do I need an accountant for it?**
A: IR35 rules determine whether you are treated as employed or self-employed for tax purposes when working through a limited company. An accountant helps assess status, structure contracts, and ensure compliant tax treatment.

**Q: Contractor accountant vs umbrella company — which is cheaper?**
A: A limited company with a contractor accountant often yields higher take-home pay for outside-IR35 contractors. Umbrella companies suit inside-IR35 assignments with simpler admin but higher effective tax rates.

Source: https://pickmyaccountant.co.uk/services/contractor-accountants/